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Today’s the last day to apply for Obamacare on the federal marketplace, Individual insurance consumers who miss this deadline won’t be able to select health insurance for 2018 without a special circumstance like a job loss or marriage.

The Obamacare deadline is for individual insurance customers in the 39 states that use — people who already have a plan and also those who want to sign up for the first time. From the start of Obamacare open enrollment on Nov. 1 through Dec. 9, some 4.7 million consumers have selected a health insurance plan on, according to the Centers for Medicare & Medicaid Services, and experts expect a last-minute surge as the Obamacare deadline approaches.

Consumers in some states that operate their own health insurance exchanges have more time to enroll in Obamacare, as those states have set later deadlines. (If you’re one of the roughly half of Americans who get group health insurance through your job, these deadlines don’t apply to you, nor do they apply if you’re on Medicare or Medicaid.)

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