In many parts of American society, people participate in a process called ‘floating checks.’ That is, because they are forced to meet a deadline or pay for an item or service, they are asked to write a check to an individual and/or company even though the actual money is not in the bank account. This […]

There were no other options.  When my family would shop for certain things, even if there were stores that were closer or even advertised a cheaper price, my folks would more than likely still patronize the place that they had for years.  My grandfather kept the same mechanic for thirty plus years.  My grandmother shopped […]